Increase your credit score with 12–24 months of easy payments. A good credit score is essential for financial success.
Our innovative approach helps you build credit history with a simple, structured payment plan.
Credit builder is a 12–24 month digital loan that you repay over monthly payments. We lend you digital money equivalent to fees for up to 24 months.
We hold these funds for you, so you won't see them in your account. You pay your monthly fee, and we take it as a payment against your credit builder loan.
We report your payments to all 3 South African Credit Reference Agencies. Once you've made all payments on time, you'll have successfully built positive credit history.
Amount lent
R1,200
for 12 months
Monthly Payment
R100
12 monthly payments
Total Payable
R1,200
no hidden costs
Interest Rate
0%
no interest charged
Select the plan that best fits your needs and start building your credit score today.
Building a good credit history can take time, which is why credit builder lasts for up to 24 months.
Credit builder works by committing you for 12-24 months, making your subscription fees a loan that you repay over time. As long as you pay your monthly fees on time and manage any other credit you have in the same way, the credit reference agencies will see this as a sign you can handle credit responsibly.
Payment history accounts for around 35% of your credit score. Our system helps you build a consistent history of on-time payments.
Unlike traditional loans, our credit builder program charges 0% interest, making it an affordable way to build credit.
We report to all 3 South African credit bureaus, ensuring your improved credit history is recognized everywhere it matters.
"Having a healthy credit rating is vital these days. It can help with everything from getting a shopping account to having your bond application approved. In fact, a good credit score is one of the basic needs needed for one to succeed in this economy."
Ideal For Our Target Market
Complete the form below to start your credit building journey. Our team will contact you shortly.
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Have questions about our Credit Builder product? Contact us today.
+27 70 405 2137
info@creditscorep.co.za
Office No: 6, Floor 6,
Midcity Building, Brown Street,
Nelspruit, 1201189
Monday - Friday: 8:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed
Find answers to common questions about our Credit Builder product.